Bicycle Insurance

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Your homeowners policy may not provide enough coverage for a valuable bicycle. Protect yourself from loss or damage with a bike insurance policy.

Bicycle Insurance

Why Bicycle Insurance?

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Woman on bike
  • Homeowner, condo and renter insurance will not cover your bicycle for damage caused by a collision.
  • Your home insurance also likely does not provide roadside assistance or temporary rental if your bicycle is damaged and needs to be repaired.
  • Bicycle insurance provides many extra coverages for the bicycle enthusiast.

WHAT’S INCLUDED IN BICYCLE INSURANCE?

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Westwood partners with Markel Specialty to provide bicycle insurance. Your bicycle insurance pays claims for you and your bike when you’re at home or anyplace in the world for:

  • Crash damage
  • Theft coverage
  • Theft away from home
  • Vehicle contact protection
  • Personal liability
  • Replacement bicycle rental
  • Roadside assistance
  • Event fee reimbursement
  • Cycling apparel
  • Medical payments
  • Racing coverage
  • Spare parts
  • Covered in transit
  • Worldwide physical damage

About Markel

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Markel North American Group is a group of subsidiaries of Markel Corporation, a Fortune 500 company. Coverage is provided by one or more of the insurance companies in the Markel North American Group, and policyholder services are provided by the underwriting manager, Markel Service Incorporated, a nationally licensed insurance producer (NIPR number 27585).

Markel Service Incorporated’s division, Markel Specialty, offers both commercial and personal lines products. Insurance carrier, coverage, dividends and services availability may vary by state. Markel Service Incorporated has provided referral compensation to Westwood Insurance Agency, LLC for product placement.



Policy coverageAverage homeowners policyMarkel bicycle policy
Insured at full valueNot likelyYes
Crash damageNoYes
Theft coverageLimitedYes
Theft away from homeLimitedYes
Vehicle contact protectionNoYes
Personal liabilityYesYes
Replacement bicycle rentalNoYes
Event fee reimbursementNoYes
Cycling apparelNot likelyYes
Medical paymentsNot likelyYes
Racing coverageNoYes
Spare parts insuredNot likelyYes
Covered in transitNot likelyYes
Worldwide physical damageNot likelyYes
Roadside assistanceNot likelyYes

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